Besured

Besured health insurance

From 2022 you can contact VGZ for your student health insurance from Besured.

Health insurer Besured focuses on young people, students and young professionals. It is precisely this target group that is looking for affordable health insurance without compromising on quality, coverage and service. Besured is responding to this: in collaboration with iptiQ, Besured offers health insurance that seeks a balance between affordability and quality.

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Advantages Besured for students

  • Low premium
  • Free choice of hospitals for planned care
  • Fast (online) settlement of claims
  • Easily arrange all your affairs online, at the same time easily accessible and helpful, friendly customer service

Disadvantages Besured for students

  • Relatively low reimbursements for additional dental insurance, aimed at students with the expectation of having few dental costs.

Basic Package Besured

Besured offers one type of basic insurance: no distinction is made between different policy types. Although the basic package is the same for all health insurers, an insurer can limit the free choice of health care providers at a lower premium (so-called ‘budget’ policies). Besured offers an extensive ‘natura’ policy: that means that you can go to most healthcare providers for all planned healthcare.

What does the basic insurance reimburse? This concerns most basic care, such as GP visits, reimbursement of medicines and, for example, hospital stay or transport reimbursed. With the compulsory deductible, the insurance already has an advantageous premium, although you can also opt for a voluntary deductible.

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Basic Package Besured 2022
Health insurance Mandatory deductible: €385,- Max. additional deductible: €885,-
Basic insurance € 126,15 -

Additional Packs Besured

You can further expand the basic insurance coverage if you wish, with, for example, extra reimbursements for contraception, physiotherapy, or coverage abroad. At Besured, you can choose from three different modules: Physio, Abroad and Dentist. The Abroad module offers basic reimbursement for emergency medical care and any necessary repatriation from abroad to the Netherlands. The other modules also offer extensive reimbursements for, among other things, physiotherapy and exercise therapy, contraception and dental costs.

Additional services Besured

Besured offers its customers a few extra services: for example, you can easily arrange all your affairs online and upload your claim, including photos at the touch of a button. In addition, Besured offers an extra service package including discounts on fitness subscriptions and wellness packages.

Discounts Besured

Looking for interesting discounts? With Besured, for example, at Specsavers, you get the second pair of glasses completely free with the purchase of your first pair of glasses and a free scratch-resistant layer plus anti-reflection for your glasses. You will receive branded sunglasses worth €139 as a gift from Eye Wish opticians when purchasing prescription glasses. You will also receive a 5% discount on a six-month package of contact lenses and a €120 discount on multifocal glasses. You can also get a discount on vaccinations, relaxation packages and a pre-scan health examination. You can find the conditions and current discount promotions on the Besured website.

Besured health insurance premium overview from past years

Besured health insurance premium overview
Year Natura policy
2022 €126.15
2021 €114.85
2020 €115.25
2019 €107.25
2018 €107.25
2017 €96.90
2016 €91.90
2015 €85.90
2014 €81.25
2013 €91.90
2012 €91.90

* The above health care premiums are based on taking out the insurance with the compulsory deductible excess.

Sustainability Besured

Does Besured invest sustainably and responsibly? The VBDO (Association of Investors for Sustainable Development) has compared various insurers on sustainability through a benchmark study. In the survey ‘Responsible Investment by Insurance Companies in the Netherlands 2019’, Besured scores a 0.3 on a scale of 1 to 5. The investments look at the consequences for, for example, the environment, people and society.

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Contact information Besured

Information and contact
Email Contact form on the website
Post PO Box 6213, 4000 HE Tiel
Facebook Facebook.com/Besured
Twitter @Besured

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