EU Health Insurance Card

European Health Insurance Card (EHIC)

In 2006 the old paper E111 health care form has been replaced by the European Health Insurance Card (EHIC). When you are travelling to the Netherlands or when you are planning on staying in the Netherlands for a longer period of time, it is nearly indispensable to get an EHIC card. On this page you will find more information about the EHIC card.

What?

The European Health Insurance Card is a card which is valid in the European Union, the European Economic Area and Switzerland. The card entitles you to necessary medical care whilst temporarily abroad.

Why?

As mentioned before, the EHIC-card gives you access to the necessary healthcare in the country you are visiting. The owner of the card is entitled to the same medical care at the same costs as the inhabitants of that specific country. This implies that if the costs of healthcare are higher than in the country of origin, the excessive costs are not covered by your health care insurance. To determine the actual coverage, consult the terms and conditions of your actual insurance. Moreover, the EHIC will simplify the procedure whenever you need medical care in the country abroad.

How?

You can apply for the EHIC at your health care insurance company in your own country. The EHIC is free of charge. Nevertheless there are some unofficial websites which do charge money, so be careful. The card will be send to you by post.

Coverage

With the EHIC card you will be entitled to the same medical treatment as the inhabitants of that specific country. However, the treatments and rates might differ per country. Normally it will cover the necessary medical treatment needed, taking into account the prevailing rates in your country. Moreover, the treatment of chronic conditions is included. Keep in mind that excessive costs are usually not covered by your health insurance.

Personal information

The EHIC contains your surname, first name, identification number and your date of birth. No personal medical information will be displayed on the card.

Travel insurance

Even though you might have an EHIC, it is still very important that you obtain a proper travel insurance. The card does not cover any additional costs like loss of personal items, transportation home or additional accommodation costs. Moreover, additional medical expenses (above the prevailing rate in your home country) are not covered. If you want these expenses covered, you can take out a supplementary health care insurance.

Valid

The validity of the EHIC card differs per country. Therefore it is very important that you make sure that your card is still valid before you travel abroad. Renewing your EHIC is free of charge.

In case you’ve lost your card

When you have lost your EHIC, you must contact the local authority in your home country. They will be able to e-mail you a certificate or form which will give you the same privileges as the card does.

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