United Consumers

United Consumers health insurance

The consumer collective ‘United Consumers’, founded in 2000, aims to reduce the fixed costs for consumers. The collective pursues this goal in various ways. United Consumers has joined forces with health insurer VGZ to be able to offer affordable health insurance. The United Consumers healthcare collective consists of more than 500,000 consumers, which means they can purchase healthcare on a large scale. For example, after a free registration, you can receive a 5% discount on your basic health insurance with VGZ.

Website of United Consumers

Advantages United Consumers for students

  • 5% group discount on the basic health insurance policies ‘Eigen Keuze’ and ‘Ruime Keuze’ of health insurer VGZ;
  • 15% discount on dental and additional insurance;
  • VGZ health insurer has a contract with all hospitals;
  • Own customer service and 24/7 free health advice;
  • Choose yourself: the discount on your basic insurance can be exchanged for a gift.

Disadvantages United Consumers for students

  • TandZeker 500 package: 1 year waiting period for certain dental treatments, such as orthodontics and the placement of an implant, bridge or crown.

Basic Package United Consumers 2022

Basic care is reimbursed under United Consumers’ basic insurance. This insurance offers reimbursement for the most common and basic care, such as visits to a doctor, certain medicines, hospital stays or ambulance transport. Via health insurer VGZ, you can choose from three variants, depending on the desired degree of freedom of choice. You will receive a 5% discount on the ‘Goede Keuze’ budget policy through the United Consumers Care Collective and a 10% discount on the other variants with a wide or completely free choice of care. The premiums are set out in the table below.

Basic package United Consumers VGZ 2022
Health insurance Mandatory deductible: €385,- Max. additional deductible: €885,-
Premium UC (VGZ) Basis Keuze € 114,85 € 99,85
Premie UC (VGZ) Ruime Keuze € 126,02 € 111,02
Premie UC (VGZ) Eigen Keuze € 135,28 € 120,28

To United Consumers

Additional packages United Consumers

Although no group discount can be obtained on VGZ’s supplementary packages through the United Consumers healthcare collective, you can choose to expand the basic insurance with one of the three supplementary insurance policies: Aanvullend Goed, Aanvullend Beter or Aanvullend Best. What are the most common reimbursements these packages offer?

Additional dental insurance

It is also optional to take out dental insurance in addition to your basic health insurance. Depending on the expected dental costs for the coming year and the desired reimbursement, you can choose Tand Goed, Tand Beter or Tand Best insurance variants. Acceptance conditions apply to the dental insurance policies Tand Beter and Tand Best, given the higher reimbursements.

Additional services United Consumers

United Consumers has its own personal customer service centre to answer all your health insurance questions, although United Consumers is not actually the provider. You can, therefore, also contact the insurer VGZ. This insurer also offers a health line that is available 24 hours a day if you are, for example, in doubt whether it is wise to pay a visit with a certain ailment. To bring to the doctor. Moreover, you can easily declare online and view your data via your DigiD.

Discounts United Consumers

If you take out health insurance with VGZ via United Consumers, you can choose to receive a 5% group discount on your basic insurance. You can also exchange this discount for a gift, which You can view on the United Consumers website.

United Consumers VGZ health insurance premium overview from past years

United Consumers health insurance premium overview
Year Restitutie Natura Budget
2022 €135.28 €126.02 €114.90
2021 €125.59 €118.23 €114.85
2020 €121.31 €113.95
2019 €114.25 €108.85
2018 €109.98 €104.58
2017 €107.05 €101.65
2016 €102.55 €97.15
2015 €102.55 €97.15
2014 €97.95
2013 €111.95
2012 € 112.25
2011 €109.75

Contact details United Consumers

Contact information
Email zorg@unitedconsumers.com
Post Luchthavenweg 20, 5657 EB Eindhoven
Facebook Facebook.com/UnitedConsumers
Twitter @UnitedConsumers

Website of United Consumers

Sustainability United Consumers

Is United Consumers investing sustainably? The VBDO (Association of Investors for Sustainable Development) has opened a book about this. In the survey ‘Responsible Investment by Insurance Companies in the Netherlands 2019′, United Consumers scores 1.8 on a scale from 1 to 5. What exactly is weighted? The VBDO paid attention to the company’s social, environmental and governance policies.

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