How we work

How we work

We compare various insurance policies through this website, such as health insurance, travel insurance, car insurance, household insurance, accident insurance, liability insurance and outdoor insurance.

Besides the insurance policies, we also compare the premiums of the largest insurers and place them in a top 5. In addition to offering a top 5 for every insurance, we have a special dynamic comparator for car insurance.

In order to be able to show a correct comparison in this dynamic car insurance comparator, we ask you questions based on a number of filters. These filters make it possible to retrieve the correct product information and thus show you a good comparison. After completing the dynamic comparator, you can be redirected to the websites of the different providers.

How complete is our comparison?

To be able to create a qualitative top 5 per insurance policy, it is important that as many insurers as possible are included to compile this top 5.

We compare a large proportion of all insurers on the most recent premiums and conditions.

Below you will find an overview of these insurers:

  • Besured
  • De Friesland
  • Ditzo
  • FBTO
  • HEMA
  • Just
  • Nationale Nederlanden
  • OHRA
  • ONVZ
  • ProLife
  • Promovendum
  • Salland
  • United Consumers
  • Univ√©
  • Zilveren Kruis
  • Zorg en Zekerheid
  • ZorgDirect

Please let us know if an insurer is not present on this list, so we can include it. We strive for the fullest possible range of insurers. There may be several reasons why we have not included an insurer in our top 5s. This may be because the insurer has not made the premium available to us, or that there are limited product conditions and services.

How do we compare?

We regularly compare all insurance policies aimed at students and young people and present these results in a top 5. The top 5 is always made up of insurance policies with the lowest (basic) premium.

In addition to the Top 5, we also offer a dynamic car insurance comparator. This data is compiled differently:

Car insurance comparator

To make a comparison, we ask you various questions based on filters. Based on these questions and through a connection to the Komparu database, we can then determine whether you are eligible for the various car insurance policies. We are then also able to collect the correct product information and the amount of the various premiums. The next step is to display this data in the form of a sorted list, with the cheapest at the top and the most expensive at the bottom. This list also offers the option to then compare the conditions yourself.

Not all car insurers are included in our comparison. We have contracts with various insurers, so we only show the product information of these car insurers. It may therefore be possible that you are cheaper and/or better off with a provider that is not shown by us.

The providers that we work with for motor insurance are:

  • Onna Onna
  • Autoweek
  • ABN Amro
  • ASR
  • Reaal
  • Inshared
  • Delta Lloyd
  • Aegon
  • HEMA
  • Zelf Verzekert
  • OHRA
  • Centraal Beheer Achmea
  • Nationale Nederlanden
  • Generali
  • Lancyr+
  • Policy Direct
  • FBTO
  • Unive

Chamber of Commerce & AFM

Studenten-zorgverzekeringen.nl is registered with the Chamber of Commerce under number: 27329130. The company behind Studenten-zorgverzekeringen.nl (Helms Online B.V.) participates in the collective license in mediation of Awin BV AFM Number: 12042897.

How do we earn our money?

Studenten-zorgverzekeringen.nl receives a one-off commission from the insurer if a visitor has switched via the comparator. The reimbursement can vary per insurer. We will never let the comparison results influence this.

Our aim is to offer high-quality information to our visitors. We also try to offer this as extensively as possible and in clear, understandable language to our target group of students and young people.

This page is last modified on: 29 augustus 2019

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